Green card to Finland: what is it for and how to apply

2024 Author: Harold Hamphrey | [email protected]. Last modified: 2023-12-17 10:06

Before embarking on a trip to this amazing country, many people think about whether a green card is needed in Finland. After all, so often it takes a lot of effort, time and money to design it. Are these costs justified? In this article, we will look at information regarding the green card to Finland.

In the land of amazing landscapes

Finland is Russia's closest northern neighbor. Therefore, residents of the northwestern region often go to Finland for weekends, shopping tours, holidays and just relax. Many have acquaintances or relatives in this country.

Someone goes to Finland by train, someone by regular bus (fortunately, transport companies still exist and are trying in every possible way to earn their bread), and someone - by their own car. Still, it is more comfortable, more convenient and practical, but at the same time a little more dangerous. A traffic accident is not uncommon. Therefore, for security purposes and to prevent disputes, it is better to purchase a GreenCard - a special insurance policy valid in Finland. Many are interestedcost, as well as information on where to apply for a green card in Finland

What is this document?

In fact, the Green Card to Finland is an international program of civil liability insurance for car owners in the event of a traffic accident in the Schengen countries. It works in the same way as OSAGO in Russia. You cannot enter Finland without a green card.

Traveling in your own car is now the most convenient. No one sets time limits, stops can be made at least every 50 km, cozy atmosphere in the cabin, pleasant music and good company - how can traveling by train or bus compare with traveling in your own car? But at the same time, a trip to Finland by car is associated with civil liability, or rather, with the execution of the necessary documents, one of which is a green card to Finland.

Who needs an insurance policy?

We will operate with a concept that is familiar to many car owners. The Green Card to Finland is an international contract of compulsory motor and civil liability insurance. In fact, this is the same OSAGO insurance, only of the international level.

You can list its positive aspects for a long time, but the most important thing is that you will not become a malicious violator just because the presence of such a document in European countries is mandatory for any car owner. It is simply impossible to cross the border without an international insurance policy. A vigilant border guard officer will definitely check all the documents, including the availability of a green card to Finland. What is she for?

First of all, in case of an accident. This rule should not be ignored. Otherwise, you simply will not be allowed to enter the territory of Finland. Then you will have to buy a "green card" directly at the border, which will cost several times more than it could be done in advance. There are cases when the lack of an insurance policy became the reason why a foreigner simply closed his visa.

The cost of a green card to Finland

Based on the above, we can conclude that it is cheaper to purchase insurance in advance, since buying it at the border will cost several times more. The unstable economic situation in Russia and in the countries of the Schengen agreement is another reason why the cost of a "green card" to Finland this year may be slightly higher than in the previous one.

The exchange rate also plays an important role here. It should be noted that the so-called tariff scale has been introduced in Europe, which determines the cost of a green card for different countries of the world, including Russia. The price depends on the duration of the policy, given the fact that it must be valid throughout the entire stay in the country. The category of the vehicle on which the car owner plans to cross the border also matters.

It is worth paying attention to the fact that the green card does not work on the territory of Russia. Vehicle owners must purchase the usual OSAGO.

Where and how to buy?

Nowadays almost everything can be bought without getting up from the computer. This also applies to the Green Card. This is the easiest and most budget option - order an insurance policy online with delivery to your home or office. Why waste your free time? Stand in line? After all, you can order it, the courier will deliver the document directly to the customer. On the Web, you can find many resources through which the order of the card is carried out. There you can also calculate the cost of the policy based on the entered requests.

For those who for some reason cannot use modern technologies, insurers live and work. Before paying for its services, you should check the availability of a license, since in the event of an unpleasant situation abroad, it may turn out that the purchased green card is invalid. Of course, the services of the insurer must be paid.

Remember to enter data very carefully as this is an important document.

Other ways to purchase an insurance policy

The most expensive is to buy a green card at the checkpoints at the border. There are also special vehicles that provide these services. At first glance, this is the most convenient and practical option - no need to bother, just go in and buy a carddirectly on the border.

However, this method often has obvious risks. Firstly, there is a high probability of filling out the document incorrectly. Secondly, you can become the owner of a fake insurance policy. And thirdly, this is the most expensive way to enter the territory of Finland. And finally, it is impossible to buy a pass at night.

Fares

Minimum policy validity period is 15 days. But it is better to buy it with a margin. Why? Suppose you were stopped by local inspectors, but there is no insurance or it expired just yesterday. In this case, the fine will be simply cosmic, in no way comparable with the cost of the document.

The best option is to get a green card to Finland for a year. Let's look at approximate car prices:

15 days - about 2500 rubles.
For 30 days - 4500 rubles.
For half a year - almost 17 thousand Russian rubles.
For 1 year - a little more than 20 thousand rubles.

Prices for freight vehicles:

15 days - almost 4 thousand rubles.
30 days - just over 7k.
6 months - around 26,000 rubles.
12 months - 35 ponytails.

The bus fares are even higher. So, for example, the cost of insurance for 1 month is approximately 12 thousand Russian rubles.

Cost for other countries

It is noteworthy that prices for residents of Ukraine, Moldova, the RepublicBelarus and Azerbaijan are much lower. Let's consider some of them. So, the following tariffs are set for cars:

15 days - only 800 rubles.
1 month - just over 1000.
6 months - just over 3,500 rubles.
12 months - almost 6 thousand Russian rubles.

As you can see, prices for these countries are set much lower. This is primarily due to the fact that the European authorities, for a number of reasons, have set reduced tariffs for these regions. Unfortunately, Russian car owners cannot use them.

How much does it cost to travel around Finland without an insurance policy?

This information will come in handy. Especially for those who are not looking for easy and simple ways. Of course, the amount of the fine will be much higher than the cost of the pass document itself.

If you are stopped by a vigilant inspector, and for some inexplicable reason you do not have a policy or its validity period has already expired, you will be issued a fine of 100 euros. But that's not all. The choice of a negligent tourist is a shameful return to their homeland or the purchase of an insurance policy (plus another 100 euros).

Useful information

Any person can drive a car - it does not have to be a green card holder. However, the insured himself enters the policy directly. It is better to purchase it in advance - approximately 30 days before the expected date of travel. Otherwise, he will stillinvalid. Moreover, there is a risk of getting a fine in Finland. And we already talked about its size.

In order to purchase a "green card" to Finland, you must provide the following documents:

Russian passport (or any other identity document).
Certificate of registration of a legal entity is required if the insurance policy is purchased by a legal entity.
Document certifying vehicle registration.

It is important to note that the car crossing the border must be registered in Russia.

Where to apply?

As it was said, insurance can be bought on the Internet by filling out an online application. The document will be delivered to the specified address. The method is quite convenient and practical, it allows you to save your free time and go about your business without thinking about paperwork.

However, most car owners still use the services of insurance companies, among which the following are worth noting:

CJSC IC "Twenty-first century".
JSC "SG MSK".
ZASO "ERGO Rus".
LLC "Insurance company "Consent".
JSC "ZHASO".

Many are interested in where you can buy a green card to Finland in St. Petersburg. It is worth contacting Rosgosstrakh OSAO, RESO-Garanity OSAO, as well as VSK and others.

What to do if there was a traffic accident due to the fault of the Russiancitizen? First of all, you need to call local inspectors. Next, you need to contact the Green Card Bureau, which will compensate the damage to the injured party, and will also take over the settlement of the conflict situation. Contact details are on the back of the insurance policy. In the event that a resident of Finland became the culprit of the accident, his insurance company will compensate for the damage.